Life

Netting a Bargain: Christmas supermarket savings scheme quick bonus; Spar grocery offers; free £10 Amazon voucher with Tommy Hilfiger

Shrewd use of supermarket savings schemes can earn you the equivalent of 4 to 5.35% interest virtually overnight
Shrewd use of supermarket savings schemes can earn you the equivalent of 4 to 5.35% interest virtually overnight

Jonathan Campbell rounds up the best deals on the web and the high street

:: WEEKS ago I flagged up how to get a year's worth of supermarket Christmas savings scheme bonus in as little as a single day. Now is the time to act.

Tesco's scheme has closed for this year but its competitors are nearing their deadlines. These are 11.59pm on November 1 for Sainsbury's and 5pm on November 21 for Asda, with returns of 5 per cent and 5.35 per cent respectively if you make the maximum deposit. The Co-op has no deadline but its maximum bonus of 4 per cent is paid each December and must be used within that month. Iceland's 5 per cent maximum incentive doesn't expire and is paid within 48 hours.

Check each provider’s terms and conditions before making a deposit. Think about how much you are prepared to commit to spending with your chosen retailer too.

:: Spar has the following grocery items for less than half price: Nescafe Gold Blend 200g (was £8) £3.49 from November 1 to 7, Shloer 750ml (was £2.35) 89p from November 8 to 14, Punjana 160 teabags (were £5) £2.25 from November 15 to 21 and Tropicana 1.4 litre smooth or original orange juice (was £4.19) £1.89 from November 15 to 21. Each of the offers is limited to six purchases per transaction except the Shloer (maximum 12 bottles per transaction). Find out about more deals at www.spar-ni.co.uk.

:: The Body Shop is giving its Love Your Body loyalty club members a bonus £10 or £15 reward for buying an Advent calendar. You'll get a £10 reward with the £80 set (containing products worth £115) and a £15 reward with the £140 set (worth £204). The offer is valid in store and online until 11.59pm on November 8. If you’re placing an order online before 11.59pm on November 1, use the promotional code 14394 to claim a free avocado duo gift box worth £12. That code is valid on purchases of £30 or more (before delivery charges) but sometimes special products such as the Advent calendars are excluded from the qualifying spend.

:: Place a Tommy Hilfiger order over £100 via www.vouchercodes.co.uk by November 10 and get a free £10 Amazon voucher. Check the site for full terms and conditions. You can get 10 per cent off a single order by joining the Tommy Hilfiger mailing list too.

:: Get 25 per cent off at www.karenmillen.co.uk with the code mykm6. No end date or terms and conditions were available when I sourced this one. If it expires before you get a chance to use it, here’s a discount for NHS workers: Get an exclusive 20 per cent discount at Karen Millen via www.vouchercodes.co.uk until December 31.

j.campbell@irishnews.com

Details accurate at time of going to print. Offers subject to availability and may be affected by delivery restrictions imposed by retailers. If you see a TinyURL link in this article, it’s just a convenient way of redirecting you to a web page that would otherwise have a long address.